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In property insurance, coverage lists perils insured against, properties covered, locations covered, individuals insured, and the limits of indemnification. Additional Living Expense Insurance — Coverage under a Homeowners, Condominium and Renters policy reimbursing costs of residing in a temporary location until the insured's home can be made whole again. Nonstandard Auto High-Risk Auto or Substandard Auto — Insurance for motorists who have poor driving records or have been canceled or refused insurance. Insurance ID Card — The card issued by an insurer containing basic information about the insurance policy. Flood Insurance — Damage from a flood is not covered by a standard Homeowners insurance policy, but coverage can be purchased as an endorsement or a separate policy.
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In life insurance, living and death benefits are listed. Many insurance policies provide such coverages, but the two most often used are the Commercial Package Policy and the Business Owners Policy. Home Services Our Work Contact. In health insurance, coinsurance is a percentage of each claim above the deductible paid by the policyholder. Co-payment — A predetermined, flat fee an individual pays for healthcare services, in addition to what insurance covers. Not Found Apologies, but the page you requested could not be found.